Personal & Private Banking (PPB) Risk Graduate Programme

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees. The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios. Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk. You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude During this 18-month programme you can look forward to: Learning about the Credit Lifecycle Participating in value adding projects Ad hoc reporting, insights and analytics to inform business decisions Collaborating with various teams Learning/improving coding skills Driving modernisation of digital credit solutions/strategies in Africa Regions Contributing to fraud insights and analytics Scorecard, capital, impairments and/or machine learning model monitoring and/or development Building credit strategies Using data science tools to automate risk assurance processes Application closing date: 31 May 2026 This programme is designed for graduates who want to specialise in banking risk analytics and apply quantitative skills to credit decisioning, fraud risk, capital and impairment models within a banking environment. Applicants whose primary career interest lies in insurance actuarial work, product pricing or investment banking may find other programmes better aligned to those pathways.