Senior Backend Engineer (R&D)

Who we are Moniepoint is one of Africa’s fastest-growing fintech companies, recognised by the Financial Times for three consecutive years. We provide an end-to-end financial ecosystem powering payments, banking, credit, and business tools for over 10 million users, processing more than $250B+ in annual transaction value. In 2024-2025, Moniepoint completed a Series C fundraise exceeding $200 million, backed by leading global investors including Visa, Google’s Africa Investment Fund, Development Partners International, LeapFrog Investments, Lightrock, and IFC. This investment underscores our scale, profitability, and long-term roadmap and solidifies Moniepoint’s position as one of Africa’s fintech unicorns. About the role Engineering at Moniepoint is an inspired, customer-focused community committed to pushing the boundaries of what is possible. Our R&D team takes this even further—leading exploration, experimentation, and innovation efforts that inform the entire organization. Our Research & Development (R&D) team operates at the group level, driving innovation, guiding technical strategy, and shaping the next generation of financial technology across all our business units. This is a rare opportunity to work at the center of our most forward-thinking initiatives, helping us imagine, design, and build what comes next. You will work on projects that span multiple domains, from designing next-generation architectures to powering new business lines, modernizing infrastructure, and shaping future-facing strategies around AI, security, KYC, automation, and more. If you’re excited about solving complex problems, experimenting with cutting-edge technologies, and building the future of fintech from the ground up, this role is for you. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. What You'll Be Doing Collaborate on ideation, prototyping, and execution of new revenue-generati