Senior Data Scientist (Credit)

Who we are Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets. We provide payments, banking, credit, and financial management tools - reliable products that people and businesses use every day to run their lives, grow their companies, and move money safely. Our mission is simple: to enable financial happiness for every African, everywhere. And this is day one. We’ve grown rapidly in Nigeria and the UK, and we’re now expanding our product, engineering, and analytics teams. Our work ranges from building financial infrastructure to designing intuitive customer experiences for emerging markets - solving real, meaningful problems at scale. We onboard over a million new customers each month, process hundreds of billions of dollars in payments annually, and support tens of millions of users across our ecosystem. Our India team is a core part of this scale, with ~100 teammates based across Bengaluru, Mumbai, Pune, Chennai, Hyderabad, and Gurgaon. You’ll work in a fast-paced, high-impact environment alongside experienced operators from companies such as Gojek, Tide, Amazon, Walmart, Paytm, BharatPe, Zeta, Delivery Hero, Grab, and Groupon. If you want to build at scale, work with one of Africa’s highest-volume fintech data sets, and ship products that materially impact tens of millions of users, this is an exceptional time to join. At Moniepoint, data is at the core of everything we do. We are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business. We are seeking a data-driven, impact-oriented Senior Data Scientist to power Moniepoint’s consumer lending decisions at scale. You will build the models, experiments, and insights that shape how we acquire, underwrite, and retain millions of customers across Nigeria and Africa. This role is pivotal in driving our pricing, credit limit modelling, and credit