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Relationship Officer Biashara Banking
Equity Bank Kenya
Posted 7 months agoKenya
Location
Kenya
Job Type
Full-time
Experience
Entry-Level
Category
Banking & Finance
Job Description
Equity Bank is one of the region's leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern and inclusive financial services that maximize their opportunities. With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, South Sudan and DRC Congo, Equity Bank is now home to over 12 million customers, the largest customer base in Africa. Currently the Bank is seeking additional talent to serve in the role at the Branch Level.
Reporting to the Relationship Manager Business, the Relationship Officer Biashara Banking has the responsibility to manage and coordinate all the Micro businesses under him/her to ensure the bank goals and objectives are achieved.
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Requirements
- University degree holder with preference in Education, Social sciences, or Business related field
- Overall mean grade of C+ in KCSE
- 3 to 4 Years experience
- Experience in micro finance industry is an added advantage
- Experienced in project management; Monitoring and evaluation is an added advantage
- Sales experience is an added advantage
- Exhibits an exceptional degree of ingenuity, creativity, and resourcefulness
- Excellent business relationship management skills and business closure techniques
- Ability to develop, plan, execute and implement according to laid business strategies
- Excellent interpersonal skills and demonstrated conflicts resolution skills
- Strong training and coaching skills
- Strong communication, presentation, and negotiation skills
- Strong analytical and problem solving skills
Responsibilities
- Onboarding and Customer Management: Onboard retailers and customers across various Ecosystem value chains and digital platforms (PWE, EAZZY APP, etc.). Identify prospective leads and recruit new customers. Conduct outreach and manage relationships for customer retention. Utilize existing partnerships to expand the customer base.
- Loan Processing and Compliance: Guide customers through the loan application process, including business and home visits to verify financial information and securities. Ensure timely loan approval and disbursement within SLAs. Present client requests for approval and manage security perfection and disbursement. Initiate recovery processes for overdue accounts.
- Marketing and Sales: Conduct marketing outreach to onboard new customers. Cross sell and upsell bank products. Recruit ecosystems by leveraging established relationships.
- Training and Policy Adherence: Train branch staff on Biashara Banking lending policies, procedures, and new products. Ensure compliance with credit policies and act as the custodian of bank policy in the branch.
- Customer Service and Support: Provide high standard customer service, fast track loan processes, and give prompt feedback on loan requests. Liaise with internal and external stakeholders in the branch environment. Mobilize clients for financial literacy training and guide them on maintaining proper records.
- Portfolio and Relationship Management: Maintain an up to date portfolio management toolkit for efficient customer follow up. Conduct post disbursement visits and baseline all customers.
- Deposit Mobilization and Documentation: Mobilize deposits
