Trade Finance Associate

Job Description

Requirements

• Bachelor's degree in Finance, Economics, Business, or related field.
• 2-4 years experience in trade finance, SME banking, or credit analysis.
• Exposure to performance bonds, guarantees, LPO financing, or invoice discounting is an advantage.
• Strong analytical and financial modeling skills.
• High attention to detail and documentation discipline.
• Comfortable working in a fast-paced fintech environment.
• Strong written and verbal communication skills.

Responsibilities

• Support the origination and structuring of trade finance transactions.
• Review customer financials, contracts, and tender documents, and conduct basic credit and risk analysis.
• Prepare internal credit memos and deal summaries.
• Coordinate documentation and disbursement processes.
• Map and document end-to-end trade finance workflows from origination to closure.
• Support automation of approvals, documentation tracking, and monitoring.
• Develop SOPs and internal playbooks.
• Track bond expiries and contract milestones and monitor facility utilization and repayment timelines.
• Identify early warning signals and support collections and portfolio clean-up.
• Ensure adherence to internal credit policy and approval frameworks.
• Identify bottlenecks and inefficiencies in current processes and work with Product and Tech teams to digitize manual workflows.
• Analyze SME segments in collaboration with Trade Finance partners and provide insights on product improvements and pricing.

Benefits

• Competitive salary and equity package.
• Collaborative and flat company culture.
• Hybrid work.
• Fully paid health insurance.
• 28 days of paid vacation, 30 days of sick leave, and bereavement leave.
• Fully paid parental leave - 6 months maternity and 3 months paternity.
• Company-matched pension benefit.
• Monthly WFH stipend.
• Annual professional development budget.
• Team meals, virtual social events, and in-person meetups.