The Temu rating scam, the YouTube subscribe scam, the product review scam — and four more. How the scripts work, the red flags that give them away, and what to do if you've already sent money. Updated with named scams currently circulating in WhatsApp groups across Nigeria, Kenya, Uganda, Ghana, Tanzania, Ethiopia, and beyond.
We pulled the exact scams circulating in WhatsApp groups right now, named them, and listed the red flags. 5 pages. PDF. Free. Drop your email and we'll send it.
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Each of these is active in 2026. Victim reports sourced from Punch NG, Arbiterz, Jobberman Nigeria scam alerts, and victim posts on LinkedIn and Facebook community safety pages. Screenshot this section and share it with anyone who is about to fall for one of these.
You get a WhatsApp message from a +1, +44, or +234 number offering "easy work" rating Temu or Amazon products. You earn ₦5,000–10,000 in "commission" on day one. Then the scammer asks you to top up ₦20,000–50,000 to "unlock" the next batch of tasks. That top-up is the scam — no further payouts ever come.
A recruiter in a WhatsApp group pays you ₦1,500 per YouTube channel you subscribe to. First two payouts land. Then they recruit you into a Telegram "VIP room" and ask you to pay for entry, claiming it unlocks premium tasks worth ₦30,000+. The VIP room is empty — or you're removed the moment you pay.
A "brand" offers to pay you to post 5-star reviews on Jumia, Konga, or Amazon. The trick: they ask you to buy the product first "to verify you're a real customer" and promise reimbursement. The product never ships, reimbursement never comes, and the WhatsApp number goes dark.
A local Facebook or WhatsApp post advertises a typing / data-entry job paying $10–20/hour, no experience. To "process your application" you're asked for a ₦5,000–15,000 registration fee, a "training kit" fee, or an "equipment deposit". The job doesn't exist.
A WhatsApp "recruiter" offers placement at a warehouse, hotel, or factory in the UAE, Canada, or Oman. You're asked for a ₦200,000–800,000 visa/placement fee. The "agent" disappears, or you're trafficked into unpaid labour on arrival. This one has real human-trafficking risk.
You're invited to "work" for a crypto exchange doing deposit-and-withdraw tasks that earn 3–5% commission. Early tasks pay out. Then a "high-tier" task requires you to deposit a larger amount in USDT — and the platform freezes your balance, demanding "taxes" to release it. Money gone.
This page is not legal advice. If you've been threatened or blackmailed, contact a lawyer or local victim support.
40+ fast-pay platforms that accept applicants in Africa and pay out via MTN MoMo, Airtel Money, M-Pesa, OPay, or Telebirr — with real country eligibility, actual payout fees, and realistic hourly rates. Plus: 11 named scams currently running in WhatsApp groups, honest month-1 earnings ($20–80, not "$1,000 week 1"), and a 14-day money-back guarantee.
40+ platforms that actually accept African applicants and pay out via MTN MoMo, Airtel, M-Pesa, OPay, or Telebirr. Named scams. Honest month-1 earnings ($20–80). 14-day refund.