Jobs in Lagos, Nigeria

Tax Officer

Moniepoint

Who We Are Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. We are on a mission to create financial happiness for everyone, everywhere. What We Do At Moniepoint, we are a customer-focused community dedicated to crafting solutions that redefine our industry. We leverage artificial intelligence and data-driven best practices to support our businesses, from providing credit and overdrafts to ensuring every transaction is secure. Curious about what makes Moniepoint an incredible place to work? Check out our stories on how we cultivate a culture of innovation, teamwork, and growth. Job Purpose The Tax Officer is a key guardian of Moniepoint’s financial integrity. Your mission is to ensure that as we scale and innovate, our tax obligations are met with absolute precision and transparency. In this role, you aren't just filing returns; you are helping build the stable foundation that allows our products to provide financial happiness to millions. You bridge the gap between complex tax legislation and our day-to-day operations, ensuring we remain a reliable and compliant partner in every market we operate.

Senior POS Mobile Engineer

Moniepoint

Who we are Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest growing company in Africa.Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed. Moniepoint processed $182 billion in 2023, and currently processes the majority of the POS transactions in Nigeria. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. About the role As a Senior Mobile Engineer (POS Terminal), you will be responsible for building, optimizing, and maintaining high-performance Android-based POS applications used across large-scale transaction environments. You will work closely with Mobile Architects, Backend Engineers, Product Managers, and Hardware teams to deliver reliable, secure, and scalable POS features. This role requires strong hands-on Android expertise, deep understanding of payment flows, and experience integrating with POS hardware and EMV standards. You will own complex features end-to-end while contributing to system design discussions and ensuring engineering excellence across the codebase. Feature Development & Ownership Design, implement, and maintain Android-based POS terminal applications (Java/Kotlin). Own end-to-end development of key transaction flows (sales, refunds, reversals, settlement). Collaborate with backend teams to integrate APIs and ensure reliable transaction synchronization. Implement offline-first capabilities and manage edge-case handling in low-connectivity environments. Design, implement, and maintain Android-based POS terminal applications (Java/Kotlin). Own end-to-end development of key transaction flows (sales, refunds, reversals, settlement). Collaborate with backend teams to integrate APIs and ensure reliable transaction synchronization. Implement offline-first capabilities and manage edge-case handling in low-connectivity environments. Payments & Security Integrate EMV chip, contactless (NFC), and card-present transaction flows. Work with encryption standards, key management processes, and secure payment SDKs. Ensure compliance with payment security best practices. Troubleshoot and resolve transaction-related issues in production Integrate EMV chip, contactless (NFC), and card-present transaction flows. Work with encryption standards, key management processes, and secure payment SDKs. Ensure compliance with payment security best practices. Troubleshoot and resolve transaction-related issues in production Hardware Integration Integrate and maintain support for POS peripherals (card readers, pin pads, printers, scanners). Work with OEM SDKs for Android-based POS terminals. Handle Bluetooth, USB, and embedded hardware communication layers. Integrate and maintain support for POS peripherals (card readers, pin pads, printers, scanners). Work with OEM SDKs for Android-based POS terminals. Handle Bluetooth, USB, and embedded hardware communication layers. Code Quality & Engineering Standards Write clean, maintainable, testable code following established architecture patterns. Participate in code reviews and provide constructive feedback. Contribute to improving CI/CD pipelines and release processes. Support debugging, monitoring, and performance optimization efforts. Write clean, maintainable, testable code following established architecture patterns. Participate in code reviews and provide constructive feedback. Contribute to improving CI/CD pipelines and release processes. Support debugging, monitoring, and performance optimization efforts. Collaboration & Mentorship Work cross-functionally with Product, QA, and Backend teams to deliver high-quality features. Mentor mid-level engineers and support onboarding of new team members. Participate in sprint planning, estimation, and technical discussions. Work cross-functionally with Product, QA, and Backend teams to deliver high-quality features. Mentor mid-level engineers and support onboarding of new team members. Participate in sprint planning, estimation, and technical discussions.

Lead, Quality Assurance

Moniepoint

Who we are Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest growing company in Africa.Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit, and business management tools to help them succeed. Moniepoint processed $182 billion in 2023 and currently processes most of the POS transactions in Nigeria. About the role This is a high-impact leadership role responsible for owning and driving the strategy, execution, and culture of Quality Assurance across our Engineering teams. You will lead a team of smart, detail-oriented QA Analysts and Engineers, ensuring the products we build meet the highest standards of quality and reliability. You’ll be working directly with developers, product managers, and engineering leadership to make sure everything we ship to our users is production-ready and delivers happiness. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. Lead the QA function across multiple engineering teams – drive quality standards, strategies, and frameworks that scale. Mentor and manage QA Analysts and Engineers – help them grow into the best versions of themselves through coaching, feedback, and career development. Design and enforce test strategies, including manual and automated testing, regression, performance, and exploratory testing. Build out meaningful dashboards and metrics to measure QA performance: test cases written and executed, bug leakage, regression rates, and more. Collaborate closely with engineers to serve as a gatekeeper of quality, reviewing product requirements, technical documentation, and code when necessary. Drive continuous improvement in QA processes, tools, and team dynamics. Ensure deep product understanding within the QA team so test cases are not only thorough but also relevant and user-centric. Promote a strong quality culture by working hand-in-hand with engineering, product, and business stakeholders Turn data into insight by effectively transforming test metrics into dashboards and reports that guide team performance and product health.

Head of Recovery

Moniepoint

Who we are Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. About the role The Head of Recovery is a strategic leadership role responsible for architecting and executing Moniepoint’s debt recovery framework. As a qualified legal professional, you will ensure minimal credit losses by optimizing the recovery unit’s efficiency through a blend of rigorous legal strategy and operational excellence. In this capacity, you will develop and implement comprehensive recovery strategies, design the organizational structure of the recovery unit, and recruit high-caliber talent. Your deep legal expertise in debt litigation and asset recovery will be vital in navigating complex delinquency cases. You will leverage a data-driven approach to evaluate the efficacy of recovery tactics and personnel performance. Develop and execute recovery strategies to reduce non-performing loans and bad debt provisions. Act as the primary legal strategist for the recovery department, ensuring all actions comply with financial regulations and debt collection laws. Manage high-level engagements with external stakeholders, including law enforcement agencies, regulatory bodies, and external counsel, to expedite the resolution of non-performing loans (NPLs). Design the recovery organisation and supervise the hiring process for recovery talent Optimise the effectiveness of the recovery team by setting clear objectives and key performance indicators (KPIs). Continuously provide training to the recovery network in alignment with established recovery strategies and industry best practices. Report on recovery performance and provide insights to senior management. Collaborate with internal departments such as credit, legal, risk, and finance to align recovery efforts.

Head, Data Governance

Moniepoint

About Moniepoint Everyone has a dream, and achieving that is key to their happiness. Moniepoint Inc is on a mission to provide financial happiness for people of the world by powering the dreams of businesses, their employees and customers. Since 2015, we have grown to 1500 employees and process over $100 billion annually for 1.8 million merchants through our all-in-one digital financial services platform. Moniepoint Inc through its subsidiaries which include Moniepoint MFB and TeamApt ltd offers payments, banking, credit and business management tools. We currently process the majority of the POS transactions in Nigeria and are Africa’s second-fastest-growing fintech. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. About the role At Moniepoint, data is the lifeblood of our financial operating system. The Head of Data Governance is a senior leadership role responsible for ensuring that this lifeblood is high-quality, secure, and accessible. You will architect and champion the enterprise-wide data governance framework, transforming how 13 million+ people’s data is managed and protected.Reporting to the Head of Enterprise Data, you aren't just a policy writer; you are a cultural catalyst. You will lead a "virtual team" of Data Stewards across the company, ensuring that while they sit within diverse units like Finance or Sales, they operate with a unified, gold-standard approach to data accountability.

Senior Specialist: Information Security Governance, Risk & Compliance (GRC)

Cellulant

Cellulant is Africa’s leading payments company, providing seamless, secure and innovative solutions that empower businesses, banks, and global brands to thrive in a fast-changing global economy. With a presence in over 24 countries and 200+ payment methods across cards, bank transfer and mobile money, our single API payment platform, Tingg, simplifies collections, disbursements, and reconciliations. It processes over 1 million transactions daily for market leaders in various sectors, such as Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, and Remittances. By simplifying how people pay and get paid, we drive trust, commerce and scale – and connect companies to their ambitions. Our Story: Across Africa, payments are more than transactions. They are gateways to prosperity, connecting people, businesses and communities to opportunities and growth. From enabling a logistics company in Lusaka to pay suppliers across borders, to enabling a hospitality brand in Lagos to scale effortlessly, to supporting an airline in Nairobi to reconcile payments from multiple platforms, Cellulant is the bridge that makes it all possible. Through trusted technology and customer-centric innovation, we build connections that inspire progress, strengthen economies and transform payments into a tool for progress. Since our founding in 2003, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses. We are driven by an unshakable belief that seamless people-centred payments are the key to unlocking prosperity. Today, Cellulant powers online and offline payment processing, allowing businesses to collect payments, send payouts, and accelerate business growth. Our Mission: To deliver seamless, secure and innovative payment solutions for businesses. Our Vision: To create a connected world where businesses move money as easily as they share ideas.

Senior Sales Director - Travel - Nigeria/Tanzania

Cellulant

Cellulant is Africa’s leading payments company, providing seamless, secure and innovative solutions that empower businesses, banks, and global brands to thrive in a fast-changing global economy. With a presence in over 24 countries and 200+ payment methods across cards, bank transfer and mobile money, our single API payment platform, Tingg, simplifies collections, disbursements, and reconciliations. It processes over 1 million transactions daily for market leaders in various sectors, such as Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, and Remittances. By simplifying how people pay and get paid, we drive trust, commerce and scale – and connect companies to their ambitions. Our Story: Across Africa, payments are more than transactions. They are gateways to prosperity, connecting people, businesses and communities to opportunities and growth. From enabling a logistics company in Lusaka to pay suppliers across borders, to enabling a hospitality brand in Lagos to scale effortlessly, to supporting an airline in Nairobi to reconcile payments from multiple platforms, Cellulant is the bridge that makes it all possible. Through trusted technology and customer-centric innovation, we build connections that inspire progress, strengthen economies and transform payments into a tool for progress. Since our founding in 2003, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses. We are driven by an unshakable belief that seamless people-centred payments are the key to unlocking prosperity. Today, Cellulant powers online and offline payment processing, allowing businesses to collect payments, send payouts, and accelerate business growth. Our Mission: To deliver seamless, secure and innovative payment solutions for businesses. Our Vision: To create a connected world where businesses move money as easily as they share ideas.

Relationship Manager - Business Banking

FairMoney

State Head - Merchant Acquiring

FairMoney

State Head - Aggregator Network

FairMoney

Quality and Training Specialist

FairMoney

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities. To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.

BI - Business Intelligence Analyst

FairMoney

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video. Role OverviewThe Business Intelligence Analyst will drive data-led decision-making across FairMoney’s lending business. This role is responsible for transforming complex data into actionable insights that improve credit performance, optimize collections, enhance customer experience, and support rapid, profitable growth in Nigeria’s dynamic fintech market.Key Responsibilities1. Data Analysis & Insight Generation Build and maintain real-time dashboards (e.g., PAR, NPLs, recovery rates, disbursement volumes). Automate recurring reports for daily, weekly, and monthly performance tracking. Ensure data accuracy, consistency, and accessibility across teams. Support development and monitoring of credit scoring models using alternative data (telco, behavioral, banking, device data). Track portfolio health metrics (PAR 30/90, roll rates, default rates). Conduct cohort analysis to evaluate loan performance and risk segmentation. Analyze repayment behavior and optimize collections strategies. Build segmentation models for early-stage, late-stage, and high-risk borrowers. Support skip tracing and recovery optimization using data insights, including escalation effectiveness. Partner with Product teams to track user journeys, conversion funnels, and drop-off points. Design and evaluate A/B tests to improve acquisition, engagement, and repayment rates. Provide insights to optimize pricing, loan offers, and customer targeting. Work with Data Engineering to improve data pipelines, ETL processes, and warehouse structures. Automate manual reporting processes using SQL, Python, or BI tools. Ensure data governance and best practices in analytics. Support reporting requirements aligned with Central Bank of Nigeria (CBN) guidelines. Ensure integrity of financial and risk data used for audits and regulatory submissions.

Sales Director - Business Banking

FairMoney

Field Collections Agent (FCA)

FairMoney

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video. Role Summary Responsible for driving recovery on delinquent accounts through structured field visits, customer engagement, and disciplined follow-ups, while actively managing portfolio roll rates to minimize migration across DPD buckets.

Head of Collections - Strategy, Transformation & Performance

FairMoney

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.

Relationship Manager

FairMoney

Team Lead - Field Recovery (TL-FR)

FairMoney

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily in Nigeria and has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, including current accounts, savings accounts, debit cards, and state-of-the-art point-of-sale (POS) solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities. To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch an informative video. Role Summary The Team Lead, Field Recovery is responsible for supervising, coaching, and driving the performance of Field Collections Agents to achieve recovery targets, maintain high productivity, and effectively manage portfolio roll rates across DPD buckets.

Regional Lead, Field Risk & Internal Control (South)

Moniepoint

Who We Are Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. We are on a mission to create financial happiness for everyone, everywhere. What We Do At Moniepoint, we are a customer-focused community dedicated to crafting solutions that redefine our industry. We leverage artificial intelligence and data-driven best practices to support our businesses, from providing credit and overdrafts to ensuring every transaction is secure. Curious about what makes Moniepoint an incredible place to work? Check out our stories on how we cultivate a culture of innovation, teamwork, and growth. Location: Hybrid (with scheduled HQ report)

Digital & eCommerce Head

Standard Bank Group

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. Develop a compelling digital platform and eCommerce strategy for the country in partnership with PPB Group and other relevant stakeholders (e.g. Technology, Segment, Product). Accountable for the achievement of the financial and non-financial outcomes required for Digital and eCommerce country in line with PPB requirements and in close collaboration with Innovation and Platform enablers. Accountable to drive engagement and usage of relevant digital assets and eCommerce platform and value-adding products and services for a client life journey. Accountable to lead the team to build and execute strategies for increased digital interaction, habit creation, engagement states and commercialisation.

Advisor, Legal, IB

Standard Bank Group

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. To provide legal, regulatory, and transactional advice and support to the Investment Banking (IB), Client Coverage, Global Markets (GM) and Transaction Banking Business areas of Stanbic IBTC Bank PLC and Stanbic IBTC Capital Limited (together “Stanbic IBTC”), with the objective of assisting the business leaders of those businesses in achieving their business goals in a manner consistent with sound risk management. Comprehensive drafting and reviewing of all legal documentation including but not limited Loan Agreements, Term Sheets, facility offer letters, NDAs as well as the respective security and supporting documents. Comprehensive and satisfactory review and/or vetting of signed Legal Documentation and condition precedents to draw-down of loans/facilities to ensure full compliance with the terms of the Credit approval, except as may be expressly waived of deferred by the Credit team. Proactively identify legal risks within Stanbic IBTC Business area and legal environment and apprise line manager of any identified legal risk and proactively develop processes and procedures to manage, mitigate, monitor and/or report on those risks. Resolving credit, legal and business concerns in a solution-orientated manner, which reflect an acceptable balance between the Bank’s commercial and legal interests. Preparation and revision of Bonds, Guarantees, SBLCs and other contingent liability instruments. Advising on Investment Banking Transactions including but not limited to Equity Capital Market (ECM), Debt Capital Market (DCM), Debt Financing and other corporate finance deals as may be required. Working closely with other CIB Lawyers to identify legal risks, providing actionable, solution-orientated advice to mitigate those risks, reporting incidents of non-compliance, and ensuring that risks are properly understood and mitigated. Bachelors-in-Law from a university (LLB) as well as the Nigeri